- Personal loan requests
- $100 – $5,000
- All credit types considered
Start the request on your phone
A few minutes now. If approved, funds as soon as the next business day.
256-bit SSLSoft inquiry onlyFree, no obligation
- Encrypted end to end
- Nothing to pay for looking
- Every credit history considered
- Offers show their terms first
You checked the balance twice. It didn't change.
One request from the phone in your hand, $100 – $5,000, sent to a network of lenders. Checking your options won't affect your credit score. DigiCashRx is not a lender.
Sound like this week?
The week, in six messages.
- The phone bill drafted on the 3rd. The paycheck lands on the 9th.
- The daycare invoice does not know it is a short month.
- The water heater picked this week to quit.
- An overdraft fee on Monday, six days still to go.
- The vet read out a number. The dog just looked at you.
- Asking your dad again is not on the table.
If one of those is sitting on your phone right now, the request is one screen up. $100 – $5,000, sent once to a network of lenders. Some lenders fund as soon as the next business day, if approved.
Open the requestHow it moves
Three screens. No desk between them.
The whole thing happens on the phone you are holding. You write once, lenders read, and the last decision is yours.
- About three minutes
Fill the request on your phone
Amount, contact details and income basics. A few minutes, encrypted the whole way. No paper, no branch, no callback to schedule.
- Decisions come from lenders
Lenders in the network read it
Your request reaches lenders and lending partners who decide on their own terms. DigiCashRx is not a lender and makes no promise on their behalf.
- If approved, as soon as the next business day
Read the offer, then choose
If a lender makes an offer, its rate, fees and repayment dates are on the screen before anything is signed. Take it, or close the tab with nothing owed.
Still water
The terms are on the screen before your name is on anything.
Every offer carries its rate, fees and dates up front. You read it at your own pace and decide at your own pace.
Walk through the requestWhy DigiCashRx
Built for a phone, a short week and a clear head.
DigiCashRx is not a lender. It carries one request to lenders who decide on their own terms, and it keeps the stressful part short.
Your score stays where it is
Checking your options is a soft inquiry. It won't affect your credit score.
No lobby, no desk, no callback
The whole request lives on your phone. Nobody asks you to come in or explain yourself across a counter.
Sent once, read widely
You write it once. Lenders and lending partners across the network read it, so you are not retyping your life into five apps.
Read before you send
Short answers to the questions under the question.
Guide
What you need for an online loan request
The four things every request asks for, and what you can leave in the drawer.
Read the guideGuide
Why lenders ask for direct deposit
What a lender reads in your deposits, and what to do if your pay arrives another way.
Read the guideGuide
Reading a small loan offer before you sign
APR, finance charge, dates and autopay, in the order the lender shows them.
Read the guideCommon questions
Asked on the way to the form.
Is DigiCashRx a lender?
No. DigiCashRx is a loan connection service. Your request goes to a network of lenders and lending partners; any offer, and every decision, comes from the lender.
What do I need before I send a request?
A phone or computer, a few minutes, your contact details, basic income information and a bank account where a lender could deposit funds. Nothing is printed or mailed.
Will checking my options affect my credit score?
No. Checking your options is a soft inquiry and won't affect your credit score. If you go ahead with a lender's offer, that lender may run a fuller check as part of its own process.
How soon could the money arrive?
That depends on the lender and your bank. Some lenders fund as soon as the next business day, if approved. The lender states its timing before you agree to anything.
What if a lender does not make an offer?
Nothing is owed and nothing is signed. Read our guide on what lenders look at, fix what you can, and send a new request later.
Does it cost anything to send a request?
No. DigiCashRx is free to use and there is no obligation to accept any offer. Lenders pay us when they take on a borrower, and that does not change the terms a lender offers you.
Still on your phone?
The request is one tap away, and the terms are yours to read.
$100 – $5,000, sent once to a network of lenders. Free to check, nothing to sign until you choose.